Trend friends to relatives loans came to us relatively recently from abroad. For credit, you no longer have to focus only on a bank or a non-bank company. You can also borrow from regular people who are willing to provide money. How does it work?

What is a friends to relatives loan?

The so-called friends to relatives loan (F2R loan) is a loan of money to people from people. People who need finance are people who are interested, and people who want to rate their money by lending them are called investors.

Among them is an intermediary (an intermediary) in the form of an online web portal. It ensures the registration of all interested parties and investors, the publication of applications, the means of mediation and everything related to the settlement of the loan.

Why ask or ask for friends to relatives loan?

The advantages of these loans are low-interest rates and relatively minimal conditions for their obtaining. After registering your application, you usually have 20 days to evaluate your bids. Then you choose the best for you, but some companies offer the option of combining where you can borrow money from more people.

Immediately after reconciliation, your money will be sent to your bank account. The disadvantage of friends to relatives lending is mainly the longer the waiting time for the loan, sometimes it takes longer than you get the offer. Also, you can not forget that it is still a loan as such and that sanctions can be followed in the same way as in a bank or a non-bank corporation.

Palit-tayo Online auction platform

Online auction platform

Palit-tayo is an online auction platform for providing F2R loans operating on the market since 2010. In addition to lending, the company also offers special products such as refinancing of a disadvantageous loan, consolidation of loans or a loan for payment of real estate executions.

When you have your request, you have 21 days to evaluate your bids, then you will be prompted to complete your application. After signing the contract, you will be able to draw your finances. Arend’s loan is free of registers and without proof of income.


Loan for anything up to 500,000 CZK for 60 months with interest from 3%. Auctioning, which can take up to 20 days, can also finance the refinancing of existing loans or their consolidation.

The company Informatik Consulting, which covers the Utang platform. It specializes in consultancy, development, and implementation of IT systems in banking and insurance. To get a loan, you must be over 18 years of age, a citizen of the Czech Republic and be appropriately qualified.


The Angas People Loan Platform will help you earn up to $ 1,000,000 for 360 months. HM Capital Partners Ltd. benefits from the non-purpose character of the loan, the possibility of multiple auctions at the same time of 5 to 20 days and small fees for mediation. In addition to providing friends to relatives loans, Angas also focuses on consulting.


loan loans

People lend to people. Cheaper and quieter. This is the main slogan of the Bukid platform, which belongs to the Home Credit group. After signing up for auction, Anka will handle everything, everything remains anonymous.

Investors fold on your loan and then you only draw money. You can claim up to $ 500,000 for anything with an interest rate of 3.99% and a maturity of up to 84 months. You pay no fees for the management or early repayment, the delivery fee is 2%.


10,000 to 250,000 CZK for anything guaranteed by the friends to relatives loan platform Daot. It was created in 2012. In addition to a non-purpose loan with an interest rate of 4.4%, it is possible to apply for a partnership loan, to use the loan consolidation service or to negotiate a loan from CZK 2,000 to CZK 10,000 to bridge the short-term finance shortfall. Daot also works with merchants, developers, and other people, thanks to which it offers Cash free, or dedicated credit.